About Us
More Than Credit Restoration. A Path Toward Financial Confidence.
Arreglocredito.com is a credit restoration, credit education and financial readiness company serving consumers across the United States and Puerto Rico.
Our story
Arreglocredito.com was founded on a simple observation: millions of consumers — especially in the Hispanic community — are making major financial decisions without ever having had their credit report explained to them in their own language.
For more than 15 years we have worked to change that. What began as a Central Florida practice now serves clients nationwide and in Puerto Rico, combining professional credit analysis with an unwavering commitment to education and transparency.
We believe credit is not a score to chase. It is a financial profile to understand, correct where appropriate, and rebuild responsibly.
Mission
To help consumers understand, restore and rebuild their credit through education, transparency and a documented, compliant process — so they can pursue homeownership, business ownership and long-term financial stability with confidence.
Vision
To be the most trusted bilingual credit restoration and financial readiness organization in the United States, recognized for education, integrity and measurable client outcomes.
15+
Years of experience
50
States served
PR
Puerto Rico service
2
Languages, one standard
Core Values
Integrity
We say what is true, including when it is not what a client hopes to hear.
Transparency
Clear pricing, clear process, clear documentation at every stage.
Education
A client who understands credit makes better decisions long after our work ends.
Compliance
We operate within applicable federal and state consumer protection law.
Service
Bilingual, responsive, respectful of every client's circumstances.
Results
Our restoration fees are tied to outcomes, not to the calendar.
Community
We invest in financial literacy across the communities we serve.
Founder & CEO
Meet Jesús Salgado
Founder of Arreglocredito.com, credit educator, entrepreneur and national speaker with more than 15 years in the credit and financial readiness industry.
Consumers have the right to dispute inaccurate information directly with the credit reporting agencies at no cost, and may obtain copies of their credit reports through authorized sources. Arreglocredito.com is not a law firm and does not provide legal advice.
Let's understand what's holding your credit back.
A free, no-obligation consultation with a bilingual credit professional. No pressure, no guarantees, no confusing language.